The whole journey
Check every destination, transit stop and travel date is included. For longer holidays, check the maximum trip length—particularly with annual or credit-card policies.
Travel Insurance
A little preparation.
More confidence to explore.
Your holiday deserves thoughtful planning—including the cover you take with you. Start with your itinerary, then check the policy details.
Ask Michelle about travel insurance ↗Taking a cruise?
Confirm that your policy covers your particular ocean or river cruise. Ask the insurer about any cruise add-on and cover for onboard medical care, evacuation and your planned shore activities.
Your personal circumstances
Declare pre-existing medical conditions and check any age limits, medical assessments or exclusions with the insurer before buying.
Before you choose
Five things to check.
- Medical care and emergency support. Review benefit limits, evacuation cover and how to contact the insurer while away.
- Cancellation and changes. Check covered reasons, limits and when cover begins.
- Your activities. Confirm cover for cruising, touring and any adventure activities you plan.
- Baggage and valuables. Review item limits, proof-of-ownership requirements and excesses.
- The policy documents. Read the Product Disclosure Statement (PDS), exclusions and your certificate of insurance. Confirm how to activate any credit-card cover.
Cover varies between policies. Ask the insurer to confirm what applies to your itinerary and circumstances.
Read Smartraveller’s travel insurance guidance ↗Let’s start with your journey
Bring your travel plans to Michelle.
Share your destinations, dates and whether you’re cruising. Michelle can help with your travel-planning enquiry and the next steps for exploring insurance options.
Enquire with Michelle ↗This page provides general information. Your insurer’s policy documents determine your cover.